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Do you want a store credit card? The pros and cons

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SEATTLE, Wash. -- It's the question you can expect to be asked at the checkout counter over and over again between now and the end of the year: “Want to apply for the our store’s credit card?”

If you do, you'll typically get a big discount on what you're about to buy and possibly a discount on a future purchase.

Clearly, these cards are great for retailers, but what about you? Get one and you’ll be rewarded for your loyalty with special offers and discounts, maybe early access to the sales.

But watch out for the sky-high interest rates that should be a deal-breaker, if you don’t pay off the balance in-full each month.

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More Info: Is a store credit card worth it?

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