$100K doesn't feel like enough in Seattle, survey shows

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The line for that divide often shifts -- some days it's "real" Seattleites vs. Californians, others it's arty types against tech bros, sometimes it's just bikers vs. cars -- but increasingly it's come down to a simple metric: Income.

As Seattle's cost of living goes up, and so many neighborhoods seem out of reach for many homebuyers, the city feels more expensive than ever before, and it's tough to reconcile that difference.

Especially when credit card comparison company MagnifyMoney looked at monthly expenses for a family of three in the largest 100 metro areas in the U.S. and found which cities you could earn at least six figures in and still feel broke -- and Seattle clocked in at No. 13.

According to their metrics, Seattleites have $558 of disposable income per month, less than half the national average of $1,223. Of the expenses considered (including housing, food, utilities, and more) transportation was one that ate up a significant chunk of Seattle families' budget, at about $1,279 per month. That's the fifth highest in the 100 metro areas.

But of course the hits keep coming: Child care was $1,052 per month, the fourth highest of the list; housing was $1,892 per month, or the 11th highest in the nation.

Perhaps most surprisingly the report clocks us just one notch behind another PNW city that many Seattleites consider cheaper, Portland. The Rose City came in 12th, with just $538 of disposable income.

Of course it could be worst, we could be in the negatives, like the top five cities are. Click through the slideshow above to see the top 15 cities where $100,000 just doesn't cut it anymore.

MagnifyMoney 15 Worst places to live on $100K (Monthy disposable income after bills)

1. San Jose: -$454

2. Washington, D.C.: -$360

3. San Francisco: -$160

4. Bridgeport, CT: -$98

5. Boston: -$31

6. Oxnard, CA: $138

7. Honolulu: $140

8. Minneapolis: $411

9. Hartford, CT: $479

10. New York City: $505

11. Baltimore: $512

12. Portland: $538

13. Seattle: $558

14. Worchester, MA: $586

15. New Haven, CT: $700

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