Below are four helpful tips to aid against identity theft. Always remember, if you believe your BECU account information has been compromised in any way, call us immediately at 800-233-2328 or visit any BECU location.
1.Be cautious when providing personal information such as your Social Security number and account or credit card information over the telephone, in person or on the Internet. Do not give out personal information over the phone, on the Internet, or through the mail unless you have initiated the contact or know exactly who you are dealing with.
2. Shred all financial information before throwing it away: this includes charge receipts, credit applications and other statements. Store cancelled checks, new checks and account statements in a safe place. Tear up or shred any pre-approved credit offers to which you do not respond. Thieves can use these offers to assume your identity.
3.Do not use obvious passwords or PINs. These include your birth date, mother's maiden name or consecutive numbers. Try using phrases that mix letters and numbers, like "WeLove2BdebtFree" rather than words you would find in the dictionary. And store your passwords under lock and key so a thief won't find them if searching your house. Never store your passwords on your computer unless the file is encrypted or password protected.
4.Report lost or stolen checks, credit or debit cards immediately. By requesting a stop payment, BECU will block payment on the check numbers or account numbers involved. Notify BECU of suspicious phone inquiries such as those asking for account information to "verify a statement" or "award a prize". If you believe someone is trying to commit fraud on your accounts, contact us immediately at 800-233-2328.
Prevent, Detect and Restore
In addition to the above tips, you can help protect yourself from ID theft with the Deluxe ProventSM Identity Theft Protection Program. This tiered program will provide you with expert personal assistance should identity theft occur and proactive online services to help monitor your identity. Once enrolled, you will have your own personal online dashboard to monitor and track your identity.
With the Deluxe ProventSM Identity Theft Protection Program, you'll have the option of being protected by combinations of the following services:
Public records monitoring
Name and address monitoring
EZShield vault safety deposit
The tiered program starts at only $4.95 per month and can be debited from your BECU account. To sign up for Deluxe ProventSM Identity Theft Protection Program, visit www.deluxeprovent.ezshield.com.