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Saving on Auto Insurance

Here are a few ideas that could help lower your premium.

1. Some auto insurance companies offer a discount if you pay your premium in full upfront instead of paying monthly installments. Check to see if your insurance company offers this
2. Consider a higher deductible. Moving to a $1,000 deductible can make a big difference, but make sure you have the savings to cover the higher deductible.
3. For older cars, make sure it still makes sense to carry comprehensive and collision coverage, especially if you have a teenage driver.
4. Improve your credit score. Many insurance companies take it into consideration.
5. And lastly, don't be afraid to periodically shop around. It's easy to do online. Your situation changes from time to time, so you want to make sure that you are getting the best rate possible

BECU offers several informative articles that are auto related in the Education and Resources section of

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