Fight fraud, phone scams: Hang up!

The phone rings and you hear a recorded message says you are eligible for a free medical alert system. All you need to do is give provide your personal information, credit card or bank account number, to start the delivery process.

Don't do it. Hang up!

Jean Mathison, head of the AARP Fraud Fighter Call Center, says if you stay on the line you could either be connected to a con artist or a high-pressure salesperson.

"So it could just be that it's aggressive marketing, they want you to buy the service, but it could also be that they have more sinister motives in mind and will use your information for things that you could never imagine,"Mathison says.

There's no way for you to tell, so hang up. You're not being rude, you're being smart. If you get tricked into giving out your credit card or bank account number, you can't take it back.

If you want to check them out, call the AARP Fraud Fighter Call Center at: 1-800-646-2283. For family members of vulnerable seniors, call AARP and a trained fraud fighter will contact someone you care about.