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5 strategies that can help you beat high prescription drug costs

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Americans spend more money on prescription drugs than people in any other country. A recent Consumer Reports survey of people who take prescription medications found that high drug costs are forcing some of them to cut back on groceries, delay their retirement or even take a second job.

Here are some simple ways to save on the drugs you need.

First, talk to your doctor. In an earlier survey, CR found that 70 percent of people who asked their doctor if they could cut down on their medications were able to eliminate at least one drug. So ask your doctor whether you still need all the medicine you are taking.

If a drug is necessary, ask your doctor about the cost. Most doctors do not regularly discuss drug costs with their patients. But don’t be afraid to take the lead on this. Asking your doctor for cheaper alternatives can save you money. Also using generics can save you up to 85 percent.

Tip No. 3:- Think 90-day supply. If you have a chronic condition like diabetes or high-blood pressure, you can save money by getting a 90-day prescription from your doctor.

Finally, always ask your pharmacist ‘What’s the lowest possible price you can offer?’

Consumer Reports' secret shoppers called more than 150 pharmacies across the country to compare prices, and found the cost of the same prescription can vary by hundreds of dollars even in the same town. So it can also pay to shop around, to find the pharmacy that offers the best price.

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